HMDA Compliance Specialist - To 75K - Remote - Job 3704B

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HMDA Compliance Specialist – To $75K – Remote – Job # 3704B

Who We Are

The Symicor Group is a boutique talent acquisition firm based in Schaumburg, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!

We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.

The Position

Our bank client is seeking to fill a Remote HMDA Compliance Specialist role. The successful candidate will be responsible for ensuring compliance with all applicable consumer protection regulations. They will assist in documentation, tracking and analysis of lending data, investments, and service activities for the Bank, consistent with the requirements of the Home Mortgage Disclosure Act (HMDA)

This position comes with a generous salary of up to $75K and full benefits package. (This is a remote position)

HMDA Compliance Analyst responsibilities include:

  • Completing general compliance testing on a select sample of local files on a regular basis.

  • Reviewing applicable loan regulations and documents on standardized work papers. 

  • Providing a written report and sending it to the CCO for review and inclusion in the Compliance Working Committee and Board of Directors packages. 

  • Monitoring the loan, demographic, and dispersion data of the loans purchased for the Bank’s portfolio.

  • Ensuring all required HDMA information is gathered for both Bank portfolio loans and TPP Loans. 

  • Ensuring quality and validity errors are cleared in the Bank’s HMDA software. 

  • Performing regular reviews of the escrow and loan servicing procedures for applicable compliance requirements such as annual escrow statements, timely payment processing, periodic statement accuracy, etc. 

  • Adding applicable servicing review procedures to the monthly monitoring plan.

Who Are You?

You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.

You also bring the following skills and experience:

  • Bachelor’s degree (BA/BS); and/or one or more years Compliance/HMDA experience; or equivalent combination of education and experience. 

  • Thorough understanding of federal and state agency HMDA requirements as well as a general understanding of all applicable federal regulations. 

  • Thorough understanding of applicable Bank policies and procedures. 

  • Effective communication skills. 

  • Ability to conduct effective research and make sound judgment calls. 

  • Comply with the Bank Secrecy Act, Fair Lending and all banking regulations where applicable.

The next step is yours. Email us your current resume along with the position you are considering to:

resumes@symicorgroup.com

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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...