Mortgage Loan Officer, NJ

Other Jobs To Apply

About the position

At Citizens, tailored advice, personalized experiences, and innovative ideas, products, and solutions, are central to helping clients navigate changing circumstances. In this role, you’ll deepen relationships with your clients by collaborating with peers across banking, lending and investing, helping them with short- and long-term financial goals. Become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally. We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers. Citizens is honored to be a top Lender in the Mortgage sector and is passionate about growing our market share in the states we currently operate. We are currently hiring dedicated Mortgage Loan Officers who proactively identify, build and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations. You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.

Responsibilities

  • Go above and beyond for customers - Aspire to deliver outstanding customer service
  • Drive sales through service - Achieve sales and referral goals by developing a positive customer experience
  • Build book of business - Proactively seek ways to develop and expand customer relationships in order to contribute towards the branch success
  • Maximize personal productivity - Desire to improve personal efficiency through attention to detail, self-motivation, and adaptability to achieve branch and personal goals
  • Grow your own capabilities - Actively participate in opportunities to expand knowledge, influencing and interpersonal skills
  • Interviewing new and existing customers to determine their loan needs
  • Advising customers of appropriate products, terms, and pricing
  • Gathering any additional required information
  • Generate complete mortgage applications, ensuring appropriate procedures and policies are followed
  • Meeting sales goals and objectives

Requirements

  • Two plus years of retail residential mortgage sales experience
  • Documented residential mortgage loan volume in the past 12 months of \$8 million (minimum)
  • Established relationships with local referral networks
  • Ability to communicate clearly and effectively, both verbally and in writing, across a broad range of audiences
  • Strong computer skills and experience using laptop technology
  • Successful candidate must meet and follow all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.

Nice-to-haves

  • BA/BS degree preferred or equivalent experience in residential mortgage sales

Benefits

  • Comprehensive medical, dental and vision coverage
  • Retirement benefits
  • Maternity/paternity leave
  • Flexible work arrangements
  • Education reimbursement
  • Wellness programs
  • Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States.
Back to blog

Other Jobs To Apply

Update Business Information for Ebay, Walmart, Amazon.

Delta Airlines Careers Remote( Customer service ) – Work From Home – Part Time

Data Engineer (Fully Remote)

(Remote) Amazon Data Entry Jobs from Home - No Experience - Apply Now

Remote Senior QA Automation Architect

Account Manager - X (Formerly Twitter)

Remote Retention Marketing Manager, DTC eCommerce

Data Entry Specialist (Entry Level, Remote) – Earn $70K–$80K/Year - Part Time

Remote Telemedicine Veterinarian

Sr. Manager, Merchandising

VP, GTM, UCANZ

Software Engineer (Frontend/Vue) - HENNGE Email DLP

Software Engineer (Data Analytics), AI & Data Platforms (AiDP)

Talent Coach

AI/ML Engineer for an AI-Driven E-Commerce Platform

Brand & Product Marketing Growth Leader

QA Tester - BaseCamp (Remote)

TESTING SPECIALIST/TESTER

Customer Engineer/Buffer - Flexforce - Customer Engineer

Sr. Software Engineer (AI Orchestration Zone, Backend Leaning)

Senior Manager, IT

Sr Developer - Kubernetes, GitOps / GitHub, service meshes

Principal – GitHub & Azure DevOps Platform Engineering

Senior Software Engineer,Billing

Post Task Github Project Contributor Remotely

Business Development Representative

Renewals Manager - West

Staff Product Manager, RevOps & Finance Systems

Intermediate Support Engineer (SHIFT)

Fullstack Engineer (TypeScript), AI Engineering: Duo Client SDK

Data Analyst for Ecom brand – Need deep research on Shopify analytics

E-Commerce, PLG Commercial (SaaS + Shopify)

UI/UX Designer (Shopify & Ecommerce) for a USA Client - Remote

Shopify & Etsy Customer Service Agent – Remote

Shopify Expert (Remote)

Remote Veterinary Care Representative - Pharmacy Order Management

[Remote] Rust backend architect Engineer – Twitter/X Style Infrastructure

Seasonal: Guest Advocate (Cashier), General Merchandise, Inbound (Stocking) (T3273)

Target Entry Level Remote Jobs ($21/Hr WFH Jobs) -

Measure Tech – Part-Time

Territory Associate Relations Manager (Houston & Dallas)

Online Experience Analyst - The Company Store

YouTube Operations Associate Manager- Contract

Publicity Coordinator, Theatrical and Awards at Crunchyroll: 100% Remote (Los Angeles, CA)

Dell Entry Level Work From Home Jobs (Remote)

Remote Scrum Master for Agile Delivery & Execution

reputed company is hiring: Software Engineer 2 - Xbox...

Wayfair Part Time Remote Jobs Multiple Location

Customer Service Rep (100% Work From Home)

Customer Service Rep (100% Work From Home)

Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...